4066 Cumberland Lakes Drive

Monterey, TN
$ 365,000 Beds 2 Baths 1 Sq 900 Virtual Tour
Monthly Estimate* How much can I afford?

Come surround yourself with the serene sounds of nature and enjoy the privacy on this beautiful, lightly restricted 10.38 acre property. Nestled among the trees, this 2019 two bedroom, one bath home offers the perfect blend of modern comfort and cozy cottage charm. With 900 square feet of thoughtfully designed living space, the home features durable LVP flooring and vaulted ceilings that create an open, airy feel. When you walk into the kitchen, be sure to admire the custom cabinetry with soft close hardware for a polished finish as well as quartz countertops and stainless Steele appliances. Whether you love to hunt, ride ATVs, or simply unwind in the peace and quiet of the outdoors, this property is the perfect retreat. Additional highlights include a storage shed for extra space and the convenience of an electric tankless hot water heater. NEWLY ENCAPSULATED CRAWLSPACE FOR PEACE OF MIND 07/2026 Don't wait to experience the beauty, privacy, and tranquility nature has to offer. Call today for your showing! *Buyer to verify information before making an informed offer

Active

  • Price
  • $ 365,000
  • City
  • Monterey
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • CUMBERLAND
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 10.38 Acres
  • Zip
  • 38574
  • Sqr Footage
  • 900
  • Year Built
  • 2019
  • Taxes
  • $ 379
  • Style
  • Traditional
  • MLS#
  • 3138364
Listed By: Isham Jones Realty;
Data Source: Listing courtesy of RealTracs MLS as distributed by MLS GRID

Features

General

Living Area 900
Sewer Septic Tank
Heating Central
Cooling Central Air
Utilities Water Available
Possession Close Of Escrow
Appliances Dishwasher,Microwave,Range,Refrigerator,Oven
Patio/Porch Features Deck,Porch,Covered
Architectural Style Traditional
Security Features Smoke Detector(s)
Construction Materials Frame,Vinyl Siding,Other
Year Built 2019
Stories Count 1
Topography Wooded,Level,Rolling Slope
Levels One
Property Subtype Single Family Residence
County Cumberland County,TN
New Construction No
Property Type Residential
Attached Garage No
Energy Efficient Water Heater
Subdivision Name Natures Nest
Full Baths 1
Status Active
Directions Take Highway 70 N down to Mayland Loop and take a right. in .2 miles take a right onto Jim Garrett Road. In 3.6 miles turn right onto Cumberland Lakes Drive. Destination is on your left.
City Monterey
Senior Community Y/N No
Lot Size Units Acres
Property Attached Y/N No
Year Built Details Existing
Tax Annual Amount 379
Virtual Tour https://www.zillow.com/view-imx/0a4f69a8-35e4-49a6-96e7-47a55ac3e980?wl=true&setAttribution=mls&initialViewType=pano
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active

Interior Features

Interior Amenities Walk-In Closet(s)
Basement Crawl Space
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N No
Above Grade Finished Area 900
Total Bedrooms 2
Main Level Bedrooms 2
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 1

Exterior Features

Lot Features Wooded,Level,Rolling Slope
Water Source Public
Lot Size Area 10.38
Building Area Total 900
Lot Size Acres 10.38
Lot Size Source Assessor
Waterfront Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Lewisburg, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

3/3/2026 Listed $399,900
4/10/2026 3% - $389,900
5/20/2026 4% - $375,000
7/7/2026 3% - $365,000

Property vs Zip Code Average in 38574

Price
AVG $490K
$370K
Taxes
AVG $1,259
$379
Year Built
AVG 2001
2019
Visits
AVG 3
203
Data Provided by Inside Real Estate®

Areas That We Cover

4066 Cumberland Lakes Drive Monterey, TN is a Single Family Home for sale at $365000 with 900 sqft and a lot size of 10.38 Acres Acre(s). 4066 Cumberland Lakes Drive Monterey has 2 bedrooms, 1 baths and was built in 2019. The property's zip code is 38574 which is in Monterey, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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