670 Harbor Dr

Lancaster, TN
$ 499,000 Beds 2 Baths 2.5 Sq 1,392
Monthly Estimate* How much can I afford?

Nestled among mature trees in a desirable Center Hill Lake gated community, this home offers the perfect blend of privacy, modern design, and easy access to lake recreation. (2BR +LARGE office w/ closet ) The striking modern farmhouse welcomes you with soaring ceilings and stunning double-stacked window walls that fill the home with natural light. The open-concept floor plan flows seamlessly into a beautifully appointed kitchen featuring abundant quartz countertop space, a large center island with a gas cooktop, and a spacious pantry—perfect for entertaining and everyday living. Just off the kitchen you will find a spacious utility room and a convenient powder room on the main level provides added convenience for guests. The main-level primary suite offers a custom tiled shower, relaxing soaking tub, and double vanities. Upstairs, you'll find a guest bedroom and a large office/flex room with a closet, providing excellent space for a home office, fitness area or additional living space. The upstairs bath features a custom tiled shower. Enjoy peaceful mornings and relaxing evenings on the expansive wraparound deck, offering multiple spaces for outdoor dining, entertaining, or simply taking in the serene wooded surroundings. Community walking trails, park and playground, There is also a community dock managed by Center Hill Marina

Active

  • Price
  • $ 499,000
  • City
  • Lancaster
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • DEKALB
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.49 Acres
  • Zip
  • 38569
  • Sqr Footage
  • 1,392
  • Year Built
  • 2026
  • Taxes
  • $ 1573
  • Style
  • MLS#
  • 3270691
Listed By: Underwood Hometown Realty, LLC;
Data Source: Listing courtesy of RealTracs MLS as distributed by MLS GRID

Features

General

Living Area 1392
Sewer Septic Tank
Heating Central
Cooling Central Air,Electric
Utilities Electricity Available,Water Available
Possession Negotiable
Roof Shingle
Appliances Oven,Gas Range,Dishwasher,Disposal
HOA Fee 50
Patio/Porch Features Deck,Covered
Construction Materials Hardboard Siding
Pets Allowed Yes
Year Built 2026
Stories Count 2
Topography Sloped
Levels Two
Property Subtype Single Family Residence
HOA Fee 2 200
Assoc Fee Paid Per Monthly
County Dekalb County,TN
New Construction Yes
Property Type Residential
Association Amenities Boat Dock,Gated,Park,Trail(s)
Attached Garage No
Subdivision Name Cove Hollow Bay Phase II
Garage Y/N No
Full Baths 2
Status Active
Directions Take I-40 to Exit 268 At the end of the ramp,turn south onto TN-96. Continue for about 8 miles (you’ll pass Center Hill Dam area). Turn right onto TN-141 / continue on TN-96 South and follow for 5 mi
High School De Kalb County High School
City Lancaster
Senior Community Y/N No
Lot Size Units Acres
HOA Fee 2 Frequency One Time
Elementary School DeKalb West Elementary
Property Attached Y/N No
Year Built Details New
Tax Annual Amount 1573
Middle/Junior High School DeKalb Middle School
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Tax Lot 17

Interior Features

Basement Crawl Space
Flooring Luxury Vinyl,Tile
Air Conditioning Y/N Yes
Heating Y/N Yes
Above Grade Finished Area 1392
Half Baths 1
Total Bedrooms 2
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Exterior Amenities Boat Slip
Lot Features Sloped
Water Source Public
Lot Size Area 0.49
Building Area Total 1392
Lot Dimensions 88.03 X 193.30
Lot Size Acres 0.49
Lot Size Source Calculated from Plat
Waterfront Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Lewisburg, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School DeKalb West Elementary
Middle School Dekalb Middle School
High School De Kalb County High School

Price History

7/10/2026 Listed $529,900
8/21/2026 3% - $514,900
8/31/2026 4% - $499,000

Property vs Zip Code Average in 38569

Price
AVG $670K
$500K
Taxes
AVG $1,856
$1,573
Year Built
AVG 2013
2026
Visits
AVG 13
37
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

670 Harbor Dr Lancaster, TN is a Single Family Home for sale at $499000 with 1392 sqft and a lot size of 0.49 Acres Acre(s). 670 Harbor Dr Lancaster has 2 bedrooms, 2 baths and was built in 2026. The property's zip code is 38569 which is in Lancaster, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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