199 Piney Bay Lane

Spring City, TN
$ 1,449,000 Beds 4 Baths 4 Sq 3,887 Virtual Tour
Monthly Estimate* How much can I afford?

RECENTLY REDUCED!! RARE WATTS BAR LAKE PENINSULA HOME – WATERFRONT ON THREE SIDES! Experience year-round lakefront living with this immaculate 2-story home, perfectly situated at the end of a quiet cul-de-sac on a rare peninsula lot with 450 feet of lakefront. Enjoy breathtaking, unobstructed lake views stretching over 2.5 miles, along with spectacular sunrise views. The level lot with a gentle slope leads from the 1,000 sq ft patio directly to the water, creating effortless access to the lake and your private dock. Outdoor living is enhanced with a lake-fed irrigation system, outdoor shower, and extensive exterior lighting. Waterfront features include a 1,000 sq ft synthetic surface private dock, a boat slip and double jet ski slip, both with power lifts, and a large storage closet for water toys and equipment. Interior highlights of this spacious home include 4 bedrooms/large bonus room (sleeps 20), 4 full bathrooms, 10-ft and cathedral ceilings, catwalk overlooking the kitchen and entryway, huge great room with stone fireplace (unused; easily convertible to gas), and water views from nearly every room. The beautifully appointed kitchen includes stainless steel appliances, new French-door refrigerator with extended warranty, soft-close maple cabinetry, quartz countertops, large center island and a pass-thru window to the screened porch. The main level offers a private primary suite with its own entrance to the outdoors overlooking the lake. The large laundry room has a pantry, cabinetry, counters, utility sink and access to the screened porch. The upper level offers 2 full baths, 3 bedrooms or a large bonus room that can easily accommodate up to 10 guests (currently used as an office/workout space). Additional features include zoned HVAC system, 2TB security system, 7-station intercom system, 7,500 watt portable generator, and oversized 2-car garage with shelving, sink, cabinetry, and integrated workbench. This exceptional property can be purchased turnkey.

Active

  • Price
  • $ 1,449,000
  • City
  • Spring City
  • Bedrooms
  • 4
  • Full Bathrooms
  • 4
  • County
  • RHEA
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.44 Acres
  • Zip
  • 37381
  • Sqr Footage
  • 3,887
  • Year Built
  • 2012
  • Taxes
  • $ 2946
  • Style
  • Contemporary
  • MLS#
  • 3304347
Listed By: Blue Key Properties LLC;
Data Source: Listing courtesy of RealTracs MLS as distributed by MLS GRID

Features

General

Living Area 3887
Sewer Private Sewer
Heating Zoned,Electric,Other
Cooling Other,Central Air
Utilities Electricity Available,Water Available,Cable Connected
Possession Negotiable
Roof Metal
Appliances Gas Range,Dishwasher,Dryer,Washer,Refrigerator,Disposal,Microwave
Garage Spaces 2
Patio/Porch Features Patio,Screened
Architectural Style Contemporary
Security Features Security System,Smoke Detector(s)
Construction Materials Fiber Cement,ICFs (Insulated Concrete Forms),Stone
Year Built 2012
View Lake,River,Water
Stories Count 2
Topography Cleared,Cul-De-Sac,Level,Views
Levels One
Property Subtype Single Family Residence
County Rhea County,TN
New Construction No
Property Type Residential
Attached Garage Yes
Subdivision Name Piney Bay
Garage Y/N Yes
Full Baths 4
Status Active
Buyer Financing Conventional,VA,Other
Directions From office in Spring City,Hwy 27N,right on E Jackson Ave,Left on Toestring Valley Road,right on Piney Point Road,left on Piney Bay Lane,property at end. SOP
High School Rhea County High School
City Spring City
Senior Community Y/N No
Lot Size Units Acres
Elementary School Spring City Elementary
Property Attached Y/N No
Year Built Details Existing
Tax Annual Amount 2946
Middle/Junior High School Spring City Middle School
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Tax Lot 8

Interior Features

Interior Amenities Ceiling Fan(s),Smart Camera(s)/Recording,Walk-In Closet(s),High Ceilings,High Speed Internet
Basement Crawl Space
Flooring Carpet,Wood,Tile,Luxury Vinyl,Other
Total Fireplaces 1
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 3887
Laundry Features Electric Dryer Hookup,Washer Hookup
Total Bedrooms 4
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Other
Below Grade Finished Area Source Other
Above Grade Finished Area Source Other
Above Grade Finished Area Unit Type Square Feet
Total Baths 4

Exterior Features

Exterior Amenities Dock
Parking Features Garage Door Opener,Attached,Concrete,Driveway
Lot Features Cleared,Cul-De-Sac,Level,Views
Water Source Public
Total Parking 2
Lot Size Area 0.44
Building Area Total 3887
Lot Dimensions 32.92 X 228.89 IRR
Lot Size Acres 0.44
Waterfront Y/N Yes
Covered Spaces 2
Other Equipment Irrigation System

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Lewisburg, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Spring City Elementary
Middle School Spring City Middle School
High School Rhea County High School

Price History

7/23/2026 Listed $1,499,000
9/2/2026 4% - $1,449,000

Property vs Zip Code Average in 37381

Price
AVG $630K
$1.45M
Taxes
AVG $1,522
$2,946
Year Built
AVG 1995
2012

Areas That We Cover

199 Piney Bay Lane Spring City, TN is a Single Family Home for sale at $1449000 with 3887 sqft and a lot size of 0.44 Acres Acre(s). 199 Piney Bay Lane Spring City has 4 bedrooms, 4 baths and was built in 2012. The property's zip code is 37381 which is in Spring City, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.