499 Ladd Avenue

Chattanooga, TN
$ 499,000 Beds 4 Baths 2.5 Sq 1,915
Monthly Estimate* How much can I afford?

Experience modern luxury in the heart of North Chattanooga with this stunning custom-built home completed in 2022. Thoughtfully designed with clean architectural lines and high-end finishes throughout -- all less than 5 minutes from Downtown Chattanooga and North Shore, with interstate access just 2 minutes away for an easy commute. Step inside to discover a bright, open-concept floor plan highlighted by beautiful natural hardwood floors flowing throughout the home. The spacious living area is filled with natural light and centered around a sleek electric fireplace. The chef's kitchen is truly the centerpiece of the home, featuring gorgeous quartz countertops, stainless steel appliances, a farmhouse sink, gas range, and abundant prep and storage space. The main level offers exceptional functionality with a dedicated office space complete with a closet. Spacious guest bedrooms provide comfort for family and visitors, while the expansive primary suite serves as a private retreat with a large walk-in closet featuring custom closet organizers and a thoughtfully designed layout. Enjoy seamless indoor-outdoor living with the covered back porch showcasing a beautiful tongue and groove ceiling -- the perfect place to unwind, entertain, or enjoy peaceful evenings year-round. Combining modern craftsmanship, a prime location, and timeless finishes, this North Chattanooga gem offers the lifestyle you've been searching for.

Active

  • Price
  • $ 499,000
  • City
  • Chattanooga
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • HAMILTON
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.14 Acres
  • Zip
  • 37405
  • Sqr Footage
  • 1,915
  • Year Built
  • 2022
  • Taxes
  • $ 4030
  • Style
  • MLS#
  • 3508198
Listed By: Greater Downtown Realty dba Keller Williams Realty;
Data Source: Listing courtesy of RealTracs MLS as distributed by MLS GRID

Features

General

Living Area 1915
Sewer Public Sewer
Heating Central,Electric
Cooling Central Air
Utilities Electricity Available
Possession Negotiable
Roof Metal
Appliances Washer,Stainless Steel Appliance(s),Refrigerator,Microwave,Gas Range,Dryer,Disposal,Dishwasher
Patio/Porch Features Deck,Covered
Security Features Smoke Detector(s)
Construction Materials Fiber Cement,Other
Year Built 2022
Stories Count 2
Topography Other
Levels Three Or More
Property Subtype Single Family Residence
County Hamilton County,TN
New Construction No
Property Type Residential
Attached Garage No
Energy Efficient Water Heater,Windows
Subdivision Name Valhambrosia
Full Baths 2
Status Active
Buyer Financing Other,Conventional,FHA,VA
Directions from TN 27- Take the Manufacturers Rd exit toward Cherokee Blvd. Left onto Manufacturers Rd. Left to stay on Manufacturers Rd. Slight right onto Manufacturers Rd/Old Manufactures Rd. Slight right ont
High School Red Bank High School
City Chattanooga
Senior Community Y/N No
Lot Size Units Acres
Elementary School Red Bank Elementary School
Property Attached Y/N No
Year Built Details Existing
Tax Annual Amount 4030
Middle/Junior High School Red Bank Middle School
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active

Interior Features

Interior Amenities Ceiling Fan(s),High Ceilings,Open Floorplan,Walk-In Closet(s),High Speed Internet
Basement Crawl Space,None
Flooring Wood,Tile
Air Conditioning Y/N Yes
Heating Y/N Yes
Half Baths 1
Total Bedrooms 4
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Professional Measurement
Below Grade Finished Area Source Professional Measurement
Above Grade Finished Area Source Professional Measurement
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Parking Features Detached,Concrete,Driveway
Lot Features Other
Water Source Spring
Lot Size Area 0.14
Building Area Total 1915
Lot Dimensions 100X140
Lot Size Acres 0.14
Lot Size Source Agent Calculated
Waterfront Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Lewisburg, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Red Bank Elementary School
Middle School Red Bank Middle School
High School Red Bank High School

Price History

8/11/2026 Listed $499,000

Property vs Zip Code Average in 37405

Price
AVG $940K
$500K
Taxes
AVG $5,124
$4,030
Year Built
AVG 1972
2022
Visits
AVG 42
9
Data Provided by Inside Real Estate®

Areas That We Cover

499 Ladd Avenue Chattanooga, TN is a Single Family Home for sale at $499000 with 1915 sqft and a lot size of 0.14 Acres Acre(s). 499 Ladd Avenue Chattanooga has 4 bedrooms, 2 baths and was built in 2022. The property's zip code is 37405 which is in Chattanooga, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Your Agent
Rachel Caffey

Rachel Caffey

931-277-4760

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