45 Point Pl

Monterey, TN
$ 422,000 Beds 3 Baths 2 Sq 1,568
Monthly Estimate* How much can I afford?

Welcome to 45 Point Place, where quality craftsmanship meets peaceful mountain living in the highly sought-after Cumberland Cove community. Nestled on 4.4 private, wooded acres, this beautifully updated 3-bedroom, 2-bath home offers 1,568 square feet of thoughtfully designed living space and the peace of mind that comes with a complete renovation. Completely gutted and remodeled in 2017, this home received all the major updates buyers are looking for, including a new roof, HVAC system, water heater, updated interior finishes, and more. The expansive 14-foot-high crawlspace has been fully encapsulated, providing exceptional storage, energy efficiency, and long-term protection. Enjoy year-round outdoor living from the screened-in sunroom or entertain family and friends on the impressive three-level deck overlooking the natural beauty of your private acreage. A whole-home Generac generator adds an extra level of security and convenience, ensuring comfort no matter the season. Located in the coveted Cumberland Cove community, known for its large private lots, natural beauty, hiking trails, waterfalls, and peaceful surroundings, this property offers the perfect balance of privacy and accessibility. Whether you're searching for a full-time residence or a weekend retreat, this move-in-ready home is ready to welcome you. This listing includes both parcel 024 029.00 & 024 030.00 for a total of 6.3 acres

Active

  • Price
  • $ 422,000
  • City
  • Monterey
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • CUMBERLAND
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 6.3 Acres
  • Zip
  • 38574
  • Sqr Footage
  • 1,568
  • Year Built
  • 2003
  • Taxes
  • $ 687
  • Style
  • MLS#
  • 3282584
Listed By: The Real Estate Collective - Cookeville;
Data Source: Listing courtesy of RealTracs MLS as distributed by MLS GRID

Features

General

Living Area 1568
Sewer Septic Tank
Heating Central
Cooling Central Air
Possession Close Of Escrow
Appliances Oven,Range,Dishwasher,Microwave,Refrigerator
HOA Fee 304
Garage Spaces 2
Patio/Porch Features Porch,Covered,Deck,Screened
Construction Materials Vinyl Siding
Year Built 2003
Stories Count 1
Topography Cul-De-Sac,Private,Sloped,Wooded
Levels One
Property Subtype Single Family Residence
Assoc Fee Paid Per Annually
County Cumberland County,TN
New Construction No
Property Type Residential
Attached Garage Yes
Subdivision Name Cumb Cove Iv
Garage Y/N Yes
Full Baths 2
Status Active
Directions From CCCH,head to I-40 West (via US-127 N/Main St in Crossville),Take Exit 311,Turn left on Plateau Rd,Turn Right on US-70N,Turn Left on Bent Tree Rd,Turn Right onto E Cover Rd,Turn Left on Point Pl,
High School Cumberland County High School
City Monterey
Senior Community Y/N No
Lot Size Units Acres
Elementary School Pleasant Hill Elementary
Property Attached Y/N No
Year Built Details Existing
Tax Annual Amount 687
Middle/Junior High School Pleasant Hill Elementary
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active

Interior Features

Interior Amenities Open Floorplan
Basement Crawl Space
Flooring Wood
Total Fireplaces 1
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 1568
Total Bedrooms 3
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2

Exterior Features

Parking Features Attached
Lot Features Cul-De-Sac,Private,Sloped,Wooded
Water Source Well
Total Parking 2
Lot Size Area 6.3
Building Area Total 1568
Lot Size Acres 6.3
Lot Size Source Assessor
Waterfront Y/N No
Covered Spaces 2

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Lewisburg, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Pleasant Hill Elementary
Middle School Pleasant Hill Elementary
High School Cumberland County High School

Price History

7/16/2026 Listed $430,000
8/11/2026 2% - $422,000

Property vs Zip Code Average in 38574

Price
AVG $490K
$420K
Taxes
AVG $1,259
$687
Year Built
AVG 2001
2003
Visits
AVG 3
7
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

45 Point Pl Monterey, TN is a Single Family Home for sale at $422000 with 1568 sqft and a lot size of 6.3 Acres Acre(s). 45 Point Pl Monterey has 3 bedrooms, 2 baths and was built in 2003. The property's zip code is 38574 which is in Monterey, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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