446 E Cove Rd

Monterey, TN
$ 395,000 Beds 3 Baths 3 Sq 2,488
Monthly Estimate* How much can I afford?

Lovely full 2 story home in Cumberland Cove. This home has living quarters upstairs and downstairs with a separate entrance. Downstairs contains a bedroom, full bathroom, large great room, office. separate entrance and lots of storage closets. Upstairs contains the owners suite and an additional bedroom. The home is a full 3 bedroom, 3 bathroom with an open floorplan. A massive stone fireplace is seen as soon as you enter the house. Large. Spacious, open rooms with vaulted ceilings, can lighting and many custom features. Large 2 car garage with reinforced wall system.

Active

  • Price
  • $ 395,000
  • City
  • Monterey
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • CUMBERLAND
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 3.5 Acres
  • Zip
  • 38574
  • Sqr Footage
  • 2,488
  • Year Built
  • 1993
  • Taxes
  • $ 882
  • Style
  • MLS#
  • 3530183
Listed By: Tri-Star Real Estate & Auction Co, Inc.;
Data Source: Listing courtesy of RealTracs MLS as distributed by MLS GRID

Features

General

Living Area 2488
Sewer Private Sewer
Heating Central,Natural Gas
Cooling Central Air
Utilities Natural Gas Available
Possession Close Of Escrow
Appliances Dishwasher,Refrigerator
HOA Fee 137
Garage Spaces 2
Construction Materials Stucco,Vinyl Siding
Year Built 1993
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Assoc Fee Paid Per Annually
County Cumberland County,TN
New Construction No
Property Type Residential
Attached Garage No
Subdivision Name Cumb Cove Iv
Garage Y/N Yes
Full Baths 3
Status Active
Directions From Monterey Exit 301 off I40.. go towards Crossville on Hwy 70. Go about 5 miles then Turn right on Belmont then right on East Cove Road. Property is located about 1 mile on the right.
High School Cumberland County High School
City Monterey
Senior Community Y/N No
Lot Size Units Acres
Elementary School Stone Elementary
Property Attached Y/N No
Year Built Details Existing
Tax Annual Amount 882
Middle/Junior High School Stone Elementary
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active

Interior Features

Basement Finished,Full
Flooring Carpet,Concrete,Tile
Air Conditioning Y/N Yes
Heating Y/N Yes
Above Grade Finished Area 1368
Total Bedrooms 3
Below Grade Finished Area 1120
Main Level Bedrooms 2
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Parking Features Detached
Water Source Well
Total Parking 2
Lot Size Area 3.5
Building Area Total 2488
Lot Size Acres 3.5
Lot Size Source Assessor
Waterfront Y/N No
Covered Spaces 2

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Lewisburg, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Stone Elementary
Middle School Stone Elementary
High School Cumberland County High School

Price History

9/1/2026 Listed $395,000

Property vs Zip Code Average in 38574

Price
AVG $490K
$400K
Taxes
AVG $1,259
$882
Year Built
AVG 2001
1993
Visits
AVG 3
1
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

446 E Cove Rd Monterey, TN is a Single Family Home for sale at $395000 with 2488 sqft and a lot size of 3.5 Acres Acre(s). 446 E Cove Rd Monterey has 3 bedrooms, 3 baths and was built in 1993. The property's zip code is 38574 which is in Monterey, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Christina Diestelow

Christina Diestelow

931-277-4760

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